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Please read before applying.
As part of the application, most lenders require a basic personal financial statement. When completing the "PFS", keep in mind that whatever amount you are using as a down payment, you must show where the down payment is coming from. Example - If you state that you are putting down $25,000 but show only $4,000 in the bank, you will need to further describe where the remaining portion of your down payment is coming from.
While there are a few stated income lenders remaining for loans under $100,000, (lender can still ask for proof of income), most lenders want proof of your income included with your application. Unless your are planning on a stated income loan, please include a copy of your latest W-2 and recent pay stub when you return the application, and if possible, a copy of your purchase agreement whether from a dealer, broker or private seller.
Because of this proof of income requirement, we have eliminated our on-line application. Please click above for our PDF application, complete and fax to us @ 1-866-468-4802 along with your proof of income and purchase agreement. Or, you may scan and send via email to boatloanpro@verizon.net. Please call us @ (757) 377-3313 with additional questions.
As part of the application, most lenders require a basic personal financial statement. When completing the "PFS", keep in mind that whatever amount you are using as a down payment, you must show where the down payment is coming from. Example - If you state that you are putting down $25,000 but show only $4,000 in the bank, you will need to further describe where the remaining portion of your down payment is coming from.
While there are a few stated income lenders remaining for loans under $100,000, (lender can still ask for proof of income), most lenders want proof of your income included with your application. Unless your are planning on a stated income loan, please include a copy of your latest W-2 and recent pay stub when you return the application, and if possible, a copy of your purchase agreement whether from a dealer, broker or private seller.
Because of this proof of income requirement, we have eliminated our on-line application. Please click above for our PDF application, complete and fax to us @ 1-866-468-4802 along with your proof of income and purchase agreement. Or, you may scan and send via email to boatloanpro@verizon.net. Please call us @ (757) 377-3313 with additional questions.
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